Hygeia HMO
Hygeia HyBasic
Mid-entry individual — C–D category hospitals.
From ₦66,070 a yearper person; your quote confirms the price
These details come from an earlier Hygeia document and have not been rechecked against the current schedule. Welbridg confirms them with your quote, and your policy document has the final terms.
Existing conditions
Covered: Drawn from inpatient/outpatient limit. 12-month waiting period.
Who can join
No age limit is published. Welbridg confirms it with your quote.
When cover starts
Not stated. Some benefits have their own waiting periods, shown below.
Hospitals
1,875 hospitals in categories C–D, across 37 states.
What it covers
Limits are per person, per year, unless the plan says otherwise.
- Outpatient component
- NGN 250,000 limit
- Inpatient component
- NGN 350,000 limit
- Maternity services
- 12-month waiting period
- NGN 100,000 limit
- Region of cover
- Hospital category C–D
- Nigeria (C–D hospitals)
- Intensive care
- Drawn from inpatient limit
- Surgeries
- 12-month waiting period
- NGN 200,000 limit
- Physiotherapy
- NGN 20,000 limit
- Dental care
- 3-month waiting period
- NGN 10,000 limit
- Optical (frames/lenses)
- 3-month waiting period
- NGN 5,000 every 2 years
- Pre-existing conditions
- 12-month waiting period
- Drawn from inpatient/outpatient limit
Not covered by this plan
- Fertility services
Hospitals by state
Hospitals and clinics that accept Hygeia HyBasic. Sign in to search them by name or speciality.
- Lagos688
- Rivers166
- Abuja (FCT)164
- Oyo93
- Delta91
- Ogun84
- Kaduna54
- Edo48
Common questions about Hygeia HyBasic
- Does Hygeia HyBasic cover pre-existing conditions?
- Yes. Drawn from inpatient/outpatient limit. 12-month waiting period.
- Which hospitals accept Hygeia HyBasic?
- 1,875 hospitals in categories C–D, including 688 in Lagos, 166 in Rivers and 164 in Abuja (FCT).
Other Hygeia individual plans
- HyEssential · From ₦26,515 a year
- HyPrime · From ₦181,380 a year
- HyPrime Plus · From ₦480,380 a year
- HyPrime Exclusive · From ₦748,660 a year