Hygeia HMO
Hygeia HyEssential
Entry-tier individual — C–D category hospitals.
From ₦26,515 a yearper person; your quote confirms the price
These details come from an earlier Hygeia document and have not been rechecked against the current schedule. Welbridg confirms them with your quote, and your policy document has the final terms.
Existing conditions
Covered: Drawn from inpatient/outpatient limit. 12-month waiting period.
Who can join
No age limit is published. Welbridg confirms it with your quote.
When cover starts
Not stated. Some benefits have their own waiting periods, shown below.
Hospitals
1,875 hospitals in categories C–D, across 37 states.
What it covers
Limits are per person, per year, unless the plan says otherwise.
- Outpatient component
- NGN 100,000 limit
- Inpatient component
- NGN 150,000 limit
- Region of cover
- Hospital category C–D
- Nigeria (C–D hospitals)
- Intensive care
- Drawn from inpatient limit
- Physiotherapy
- NGN 10,000 limit
- Pre-existing conditions
- 12-month waiting period
- Drawn from inpatient/outpatient limit
Not covered by this plan
- Maternity services
- Surgeries
- Dental care
- Optical (frames/lenses)
- Fertility services
Hospitals by state
Hospitals and clinics that accept Hygeia HyEssential. Sign in to search them by name or speciality.
- Lagos688
- Rivers166
- Abuja (FCT)164
- Oyo93
- Delta91
- Ogun84
- Kaduna54
- Edo48
Common questions about Hygeia HyEssential
- Does Hygeia HyEssential cover pre-existing conditions?
- Yes. Drawn from inpatient/outpatient limit. 12-month waiting period.
- Which hospitals accept Hygeia HyEssential?
- 1,875 hospitals in categories C–D, including 688 in Lagos, 166 in Rivers and 164 in Abuja (FCT).
Other Hygeia individual plans
- HyBasic · From ₦66,070 a year
- HyPrime · From ₦181,380 a year
- HyPrime Plus · From ₦480,380 a year
- HyPrime Exclusive · From ₦748,660 a year