Health plans

Find a health plan that fits

Answer five questions about the person you're covering. We'll show the plans that suit them, what each one covers, how long the waits are, and how many hospitals near them accept it.

1. Who is the cover for?
4. Do they have any long-term health conditions?

Choose any that apply. This only filters the plans; nothing is saved.

5. What matters most?

Pick up to three.

The plans Welbridg can arrange

Each plan has its own page with the full benefit schedule, the exclusions and the hospitals that accept it.

AXA retail plans

6 tiers, from basic to premium hospitals.

Hygeia HyBoost plans

3 tiers, from basic to premium hospitals.

Hygeia individual plans

5 tiers, from basic to premium hospitals.

Hygeia senior plans

For ages 51 to 85.

Questions families ask

Can someone with diabetes or high blood pressure get health insurance in Nigeria?
Yes. All 18 plans here cover pre-existing and chronic conditions, usually drawn from the plan's overall limits after a waiting period of 2 to 12 months. The finder above shows which plans cover a particular condition and how long the wait is.
Is there health insurance for elderly parents in Nigeria?
Yes. Hygeia Senior Mini, Hygeia Senior Midi, Hygeia Senior Premium and Hygeia Senior Exclusive are for people aged 51 to 85, and cover begins 7 days after purchase. The other plans here don't publish an age limit, so Welbridg confirms it with the insurer when you ask for a quote.
Which hospitals can they use?
Each plan is accepted at a set of hospitals that the insurer grades from A to D. Higher tiers open more hospitals, up to the top private hospitals in category A. The plans here are accepted at between 891 and 2,228 hospitals across 37 states. Choose a state in the finder to see how many accept each plan there.
What does Welbridg do, and who provides the cover?
Welbridg helps you choose a plan and arranges it with the insurer. The insurer (AXA Mansard Health and Hygeia HMO) provides the cover and pays the hospitals. Ask for a quote, pay by card or bank transfer, and the policy documents appear in your Welbridg account.
How accurate are these benefit details?
Senior Mini, Senior Midi, Senior Premium and Senior Exclusive were checked line by line against the insurer's own schedule (Hygeia Retail Senior Plans 2025 (revised)) on 30 September 2026. The other plans come from earlier insurer documents and have not been rechecked yet; each of those pages says so. Your policy document has the final terms.